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Welcome - Get the best real estate listings & homes for sale, expert advice, local info, and much more from Mickey Hyams & Associates, a proven Cumming, Alpharetta and Lake Lanier, Georgia NUMBER1EXPERT™ Top Selling real estate agent. Find Cumming, Alpharetta and Lake Lanier Homes - Find Cumming, Alpharetta and Lake Lanier, Georgia real estate listings & homes for sale provided by Mickey Hyams & Associates, your local expert real estate agent. For Home Buyers - Get home buying information, the latest listings, mortgage informaiton, expert advice, and much more from Mickey Hyams & Associates, a proven Cumming, Alpharetta and Lake Lanier, Georgia NUMBER1EXPERT™ Top Selling real estate agent. For Home Sellers - Get home selling information, fsbo information, expert advice, find out what your home and other homes in your neighborhood are selling for, and much more from Mickey Hyams & Associates, a proven Cumming, Alpharetta and Lake Lanier, Georgia NUMBER1EXPERT™ Top Selling real estate agent. Cumming, Alpharetta and Lake Lanier Information - Find local information on Cumming, Alpharetta and Lake Lanier, Georgia including schools reports, local maps and links, things to do, area photos, and relocation information. Local information provided by Mickey Hyams & Associates, a proven NUMBER1EXPERT™ Top Selling real estate agent. Real Estate Resources - Find real estate related resources including real estate news, tips, dictionary, trivia, mortgage calculators and information, local real estate related services, and much more from Mickey Hyams & Associates, a proven Cumming, Alpharetta and Lake Lanier, Georgia NUMBER1EXPERT™ Top Selling real estate agent. About Mickey Hyams & Associates - Information about Mickey Hyams & Associates including testimonials, guarantees, credentials, and contact information. Learn why Mickey Hyams & Associates is a proven Cumming, Alpharetta and Lake Lanier, Georgia NUMBER1EXPERT™ Top Selling real estate agent. 
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First Time Buyers >Choosing A Lender
When you are buying a new home or refinancing your present one, it is wise to do some comparison shopping among lenders. A low interest rate isn't the only criterion by which to evaluate a loan. You should also consider the terms of the mortgage, what your closing costs will be and the reputation of the lender.
Real estate agents are a good source of information about loans and lenders, whether you are buying a home or just refinancing your present home. We routinely assist buyers when they need a mortgage in order to purchase a home. We know what loan packages are available and the qualifying requirements. The companies with the lowest rates sometimes have very conservative underwriting guidelines, and may not be willing to make loans on certain types of property or to buyers who are marginally qualified. We can tell you which companies and loan officers will go the extra mile to provide excellent service to make sure that the transaction closes.
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| Q |
What are the world's most valuable chairs?
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| A |
A pair of Chippendale chairs designed by Robert Adam sold in 1997 at Christie's, London to an anonymous buyer for $2,762,330. |
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