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All agents are NOT alike! Find out why we are top real estate experts. Call us: 678-341-7474.
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Homeowners-Want to know the current market value?
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Over the Moon Happy
I know how easy it can be if you have help from people who truly believe that “you come first”.
Aimee Slovisky
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Mickey Hyams & Associates
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For Home Buyers:
Why Buyers Choose Mickey Hyams & Associates - Why homebuyers looking for a real estate agent in the Cumming, Alpharetta and Lake Lanier area choose Mickey Hyams & Associates. Latest Listings - Get Mickey Hyams & Associates's latest Cumming, Alpharetta and Lake Lanier listings of homes for sale first! Find Your Perfect Home - Mickey Hyams & Associates will search for your ideal home and email you the newest Cumming, Alpharetta and Lake Lanier MLS listings of properties in Forsyth,Fulton,Hall County GA. First Time Homebuyers - Are you a first time homebuyer in Cumming, Alpharetta and Lake Lanier, GA? Choose a top real estate agent. Mickey Hyams & Associates can guide your home buying search. Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Cumming, Alpharetta and Lake Lanier house or other real estate or property. Go to Main Sitemap - Main sitemap sections include Find Cumming, Alpharetta and Lake Lanier Homes, For Home Buyers, For Home Sellers, Cumming, Alpharetta and Lake Lanier Information, Real Estate Resources, and About Mickey Hyams & Associates. 
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Working With An Agent >A Real Estate Agents Reality
The process of guiding a home sales transaction is in reality more complex than many people realize. When qualified buyers present an offer on your home, it might seem that the deal is done, but this is only the beginning of the negotiations process. Ideally, this aspect of the transaction culminates in a meeting of the minds. At no point can the real estate agent just sit back and relax, because the "glue" that holds each transaction together is subject to a variety of factors and forces that may cause the deal to fall apart.
We can only hope that there are no surprises during the home inspections. We have to presume that the appraiser will think the house is worth as much as the buyer and seller do, but this is never guaranteed. As the buyers make their loan application, we cross our fingers that the credit report reveals they always pay their bills on time.
Rarely is a transaction completed without a few problems. A real estate agent's professional skills come into play primarily during the time between contract ratification and the closing. At this point, we use our creativity, patience and negotiating skills to achieve a happy resolution to your transaction.
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| Q |
What is a "jumbo mortgage"?
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| A |
The term "jumbo mortgage" currently refers to a mortgage loan in excess of $359,650, although the threshold amount may change as the market fluctuates. |
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