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Mickey Hyams & Associates
All agents are NOT alike! Find out why we are top real estate experts. Call us: 678-341-7474.



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Testimonials
Dedication in selling our house
you truly are a hard worker and great friend that our family will always cherish
Vic & Amy Stephens
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Testimonials
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Read What People Are Saying About Us 

We always ask our clients to write or email us, and tell us truthfully how they appreciated our service to them. Their feedback is so important! Here are a few highlights of what people are saying about us... 

Dedication in selling our house
you truly are a hard worker and great friend that our family will always cherish

Vic & Amy Stephens
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Over the Moon Happy
I know how easy it can be if you have help from people who truly believe that “you come first”.

Aimee Slovisky
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Thank you, Thank you, Thank you

Sandy & Ray Porter
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School Reports in Cumming, Alpharetta and Lake Lanier, Georgia
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Real Estate Tips
Financing Your Home >Financing Clauses

Residential sales agreements usually have clauses referred to as financing contingencies which allow the buyers to declare the contract null and void if they are unable to obtain financing. This may be the most important condition in your contract if you are buying a home, so read the contract carefully before you sign it.

Most financing clauses set a time limit of from 30 to 45 days for obtaining a firm commitment from a lender. They may set deadlines for applying for a loan, and require the buyer's full cooperation in obtaining all the information needed to process your loan. If the loan is not approved by the deadline, it may be necessary to request an extension from the sellers or take specific steps to void the contract and get your deposit money back. Be sure to note all of the financing deadlines in the contract, apply for your loan as soon as possible, and be diligent about providing the lender with any documents that are requested.

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Real Estate Trivia
Q 
What is considered one of the few remaining tax shelters in the 1990s?

A 
Homeownership--property taxes on a residence or vacation home are deductible up to $1 million.
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Mickey Hyams & Associates, REALTOR®, real estate agent and broker for Cumming, Alpharetta and Lake Lanier, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mickey Hyams & Associates Real Estate Services
Keller Williams Realty Community Partners

540 Lake Center Pkwy, Suite 201
Cumming, GA 30040
678-341-7474
Fax: 678-341-7392
Mickey@GetMickey.com

We are here to HELP YOU! We strive to give you the service you need wether you're Buying, Selling or Investing in real estate. Our mission is to do such a great job for you so that you will go tell someone else HOW GREAT it was to work with Mickey Hyams & Associates!

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