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Mickey Hyams & Associates




All agents are NOT alike! Find out why we are top real estate experts. Call us: 678-341-7474.

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He gives 100% - Thank you, Mickey!!
Mickey should have knocked us upside the head 6 years ago as we should have listed our home with him back then!
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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as top Cumming, Alpharetta and Lake Lanier real estate agents to offer services such as these. 

Once you fill out the form, we will quickly process your information and get right back to you! 

We can help you pre-qualify for your mortgage. It's our job! This is free and without obligation... 

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Real Estate Tips
Pricing >Competitive Pricing

You have seen it all over the years--interest rates rise and fall, sales prices escalate and decline. No matter what phase the market is in, it is always important to price your home in your area competitively. How can you price your home with confidence?

The first step is to contact a professional real estate agent for a comparative market analysis. The agent will look at recent sales of comparable homes in your area and give you information about other properties that are currently on the market. By comparing the size, location and condition of your home to the competition, your agent can help you determine how much to ask for your home. Even in an active market, an inflated price may frighten prospective buyers away. A house that is over-priced can take additional weeks or months to sell, and the final sale price may even be lower than if the sellers had started out more realistically. The price is based on market conditions, comparable sales, and your agents years of experience in the marketplace.

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Real Estate Trivia
Q 
From 1974 to 1996, what was the world's tallest habitable building?

A 
The Sears Towers, headquarters for Sears, Roebuck & Co., with 110 stories and 1,454 feet high.
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Mickey Hyams & Associates, REALTORŪ, real estate agent and broker for Cumming, Alpharetta and Lake Lanier, Georgia home listings, property and land for sale

Mickey Hyams & Associates Real Estate Services
Keller Williams Realty Community Partners

540 Lake Center Pkwy, Suite 201
Cumming, GA 30040
678-341-7474
Fax: 678-341-7392
Mickey@GetMickey.com

We are here to HELP YOU! We strive to give you the service you need wether you're Buying, Selling or Investing in real estate. Our mission is to do such a great job for you so that you will go tell someone else HOW GREAT it was to work with Mickey Hyams & Associates!

ABR ePro Equal Housing MLS REALTOR RELO




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