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Welcome > For Buyers > First Time Homebuyers ...

Buying Your First Home? Real Estate Agents Are Your Professional Guides. Make Sure You Choose Top Experts.

You might be a bit afraid or intimidated by the whole process of buying your first home. As top Cumming, Alpharetta and Lake Lanier real estate experts, it's our job to guide you, from beginning to end.

We will take the time to go through each and every step of the buying process. There are no dumb questions!

Together, we will consider:

- How much can you really afford?

- How to qualify for a mortgage.

- How much cash you should put down.

- How to buy a home with little or nothing down.

- What it takes to get approved for financing. What banks and other financial institutions are looking for.

- How much your payments will be.

- The tax advantages of buying.

- Is renting or buying better for you?

Tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

New to the home buying process? Tell us your concerns. Ask us questions. It's our job to help! There's no obligation, and we promise to get back to you quickly...

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School Reports in Cumming, Alpharetta and Lake Lanier, Georgia

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Georgia Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Cumming, Alpharetta and Lake Lanier

Curb Appeal >Trees Improve Energy Efficiency

Mature trees add "curb appeal" to a property and can make a home more energy efficient. Planted at the edges of a building, a tree's broad canopy of leaves softens the hard lines of architecture and offers shade. Trees absorb light reflected from the roof and decrease the air temperature surrounding your home through evaporation of moisture.

The positioning of trees and shrubs around your home has a significant effect on how much you'll be paying to heat and cool your house each month. According to the U.S. Department of Energy, even one strategically placed tree can reduce your heating and cooling bill up to 25 percent. In general, deciduous trees planted on the south and west sides of the house keep the home cool during the summer and allow low-angle sun into the home during the winter. If you live on a windy hill or coastal bluff, planting evergreen trees or shrubs on the north and west sides of your structure will help protect your home from winter gusts and storms.

Consult your landscape designer for advice about your particular property.

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Q	What is the largest home in Hollywood?
A	The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Mickey Hyams & Associates, REALTOR®, real estate agent and broker for Cumming, Alpharetta and Lake Lanier, Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

Mickey Hyams & Associates Real Estate Services
Keller Williams Realty Community Partners
540 Lake Center Pkwy, Suite 201
Cumming, GA 30040
678-341-7474
Fax: 678-341-7392
Mickey@GetMickey.com
We are here to HELP YOU! We strive to give you the service you need wether you're Buying, Selling or Investing in real estate. Our mission is to do such a great job for you so that you will go tell someone else HOW GREAT it was to work with Mickey Hyams & Associates!

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